How Are SSDI Benefits Calculated? (2026 Formula + Calculator)
Your SSDI benefit is based on your earnings history, not the severity of your disability. Here’s the exact 2026 formula SSA uses — plus a calculator to estimate your own benefit.
Your SSDI benefit is based on your earnings history, not the severity of your disability. Here’s the exact 2026 formula SSA uses — plus a calculator to estimate your own benefit.